Bank Deposits
Deposits, All Commercial Banks
The number, plainly.
Total deposits across all U.S. commercial banks.
Higher, lower, and what each means.
Deposits are the raw material of lending; a contraction tightens credit availability across the economy.
A reading is not a verdict. The Scan phase of Woodring’s Loop collects the signal; the Story phase asks what futures it is consistent with, and only the Stake phase turns that into a decision. This page does the first part.
The line in your 2027 plan.
Tests: whether the bank line of credit you are counting on will be there at the size you assumed.
Write the assumption down, name the reading that would break it, and put a date on when it has to be argued again. That is the 18-Month Sunset applied to one line of a budget. The Last Annual Planshows what this season’s moves have already done to the common ones.
The last 36 readings.
Most recent first. Every value is as published by FRED at the time of the last refresh; FRED revises some series after the fact.
| Date | Value | Change |
|---|---|---|
| Oct 28, 2026 | $19.80T | +0.1% |
| Oct 21, 2026 | $19.77T | −0.2% |
| Oct 14, 2026 | $19.80T | +0.2% |
| Oct 7, 2026 | $19.76T | +0.4% |
| Sep 30, 2026 | $19.69T | +0.3% |
| Sep 23, 2026 | $19.64T | +0.3% |
| Sep 16, 2026 | $19.57T | −0.5% |
| Sep 9, 2026 | $19.66T | +0.5% |
| Sep 2, 2026 | $19.57T | Unchanged |
| Aug 26, 2026 | $19.56T | +0.1% |
| Aug 19, 2026 | $19.54T | Unchanged |
| Aug 12, 2026 | $19.54T | +0.2% |
| Aug 5, 2026 | $19.50T | +0.7% |
| Jul 29, 2026 | $19.37T | −0.2% |
| Jul 22, 2026 | $19.41T | −0.3% |
| Jul 15, 2026 | $19.47T | +0.5% |
| Jul 8, 2026 | $19.37T | −0.4% |
| Jul 1, 2026 | $19.44T | +0.2% |
| Jun 24, 2026 | $19.39T | +0.4% |
| Jun 17, 2026 | $19.31T | −0.2% |
| Jun 10, 2026 | $19.35T | +0.3% |
| Jun 3, 2026 | $19.29T | −0.2% |
| May 27, 2026 | $19.32T | +0.2% |
| May 20, 2026 | $19.28T | Unchanged |
| May 13, 2026 | $19.27T | +0.3% |
| May 6, 2026 | $19.20T | +0.5% |
| Apr 29, 2026 | $19.12T | +0.2% |
| Apr 22, 2026 | $19.08T | −0.1% |
| Apr 15, 2026 | $19.09T | +0.2% |
| Apr 8, 2026 | $19.04T | −0.1% |
| Apr 1, 2026 | $19.06T | +0.4% |
| Mar 25, 2026 | $18.99T | +0.3% |
| Mar 18, 2026 | $18.93T | +0.1% |
| Mar 11, 2026 | $18.90T | +0.2% |
| Mar 4, 2026 | $18.86T | +0.1% |
| Feb 25, 2026 | $18.85T | — |
When Bank Deposits moves, know what it tests.
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Where the number comes from.
Deposits, All Commercial Banks (DPSACBW027SBOG), retrieved from FRED, Federal Reserve Bank of St. Louis: fred.stlouisfed.org/series/DPSACBW027SBOG. Refreshed daily; 120 readings on file from Jul 17, 2024 to Oct 28, 2026.
Predictive Planning Institute, Signal Library: Bank Deposits (DPSACBW027SBOG). predictiveplanning.com/signals/DPSACBW027SBOG. Data via FRED, Federal Reserve Bank of St. Louis. Value $19.80T as of Oct 28, 2026.